Terms and conditions

Welcome to Pay Co, a fintech software-as-a-service (SaaS) platform. These Terms and Conditions ("Terms") govern your access and use of the services provided by Pay Co (“we,” “us,” or “our”). By using our platform, you agree to these Terms.

1. Use of the Service

Pay Co provides digital financial tools and services, including but not limited to payment processing, invoicing, expense tracking, and financial reporting.

• You must be at least 18 years old to use our services.
• You agree to provide accurate and current information during registration and maintain the security of your account.
• You are responsible for all activities under your account.

Account Registration

You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

2. Payment and Subscription

Pay Co provides digital financial tools and services, including but not limited to payment processing, invoicing, expense tracking, and financial reporting.

• Pay Co offers tiered subscription plans, which may include monthly or annual fees.
• Payments are due in advance and are non-refundable, except as required by law or otherwise stated in our refund policy.
• We may change our pricing at any time, but we will notify you in advance.

Acceptable Use

You agree not to:

• Use the platform for any illegal or unauthorized purpose.
• Interfere with or disrupt the integrity or performance of the service.
• Attempt to gain unauthorized access to any systems or networks connected to the service.

Intellectual Property

All intellectual property rights in the platform and its content are owned by Pay Co or its licensors. You are granted a limited, non-exclusive, non-transferable license to use the platform as permitted by these Terms.

Changes to Terms

We reserve the right to update these Terms at any time. We will notify users of significant changes via email or platform notification.